Training Zones

I've been training within the zones identified in Daniel's Running Formula. Not sure if these zones work for Swimming and Cycling. In fact, I find it difficult to use a HRM in the pool let alone stay in the right zone. Most of the time I'm just trying to remember to breath!

Zone	HRM	%
Recovery	103-22	55-65
Base	122-140	65-75
Tempo	140-160	75-85
Fast Tempo	160	85
Race	160-178	85-90